Around 480 Mn Adult Indians Are 'Credit Unreserved': Cibil

Specific efforts are being taken by the policy apparatus to deepen the credit culture in the country to ensure that borrowers do not fall prey to usurious moneylenders

In Your 20s? Here Are 4 Money Things You Should Do

Your 20s is the perfect time to start building your financial position. Therefore, saving and planning are the key factors to be followed in your lifestyle.

Driving Automation And Efficiency In Loan Processing Using Text Analytics

The text analytics tool can process documents like PAN Card, Bank Statements, Passport, Voter ID, Aadhar, CIBIL score report etc. and extract information relevant to credit worthiness assessment in real-time.

Avail hassle-free finance to treat health problems with the Bajaj Finserv Health EMI Network Card

Avail hassle-free finance to treat health problems with the Bajaj Finserv Health EMI Network Card

4 Factors That Affect Your Credit Score

Here are the four most important ones, in descending order of their weightage

5,275 Wilful Defaulters (+ Mallya) Owe Banks Rs 56,621 Crore

In 2002, the total amount owed by wilful defaulters was Rs 6,291 crore ($9.3 billion). It grew—as we said—nine-fold over the next 13 years to Rs 56,521 crore ($83.9 billion).

What Is The Cibil Score Required For A Personal Loan?

On Time, Every Time

Cheques And Balances

Keeping Close Score