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Latest Articles in base rate

SBI Extends Home Loan Processing Fee Waiver To March-End, Cuts Base Rate By 30 BPS

The reduction in base rate, effective from Monday, is going to bring relief for nearly 80 lakh customers of the bank whose loans are still linked to the base rate and not the marginal cost of funds-based lending rates (MCLR)

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Why The New BR Regime Will Not Fly

Banks’ cost of deposits are already locked in. It will come down only over time (with a lag) and will not reflect immediately in lower BRs. It’s a different matter that banks will pass on higher deposit costs though quickly to borrowers!

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Benefits For Home Loan Buyers As Banks Reduce Base Rate

With banks lowering base rate, if you want to lower your EMI, you need to contact your banker and submit revised ECS mandate, says Sunil Dhawan

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