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Latest Articles in Insurance

'Life Insurance: A Must For Every Person's Basket Of Financial Products'

Anup Rau talks about where we Indians usually go wrong with our Life Insurance Planning, where the need for adequate life insurance actually arises from, and what the industry needs to do to improve Life Insurance penetration among the masses

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Budget Expectations Of General Insurance Industry

Investors must feel assured that there is certainty in tax and business laws so that they know in advance what they are getting into

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Budget Expectations Of General Insurance Industry

Introducing Income Tax (IT) exemption for premium paid for home insurance and introduction of compulsory home insurance for a minimum basic sum insured

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How To Manage Business Risks Through Insurance

Not paying attention towards the probabilities of risk can be harmful for the business. An efficient risk management plan, comprising general insurance tools, can help the organization to recognise all possible areas of risks

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Sorting The Life Insurance Market

The Insurance Regulatory and Development Authority of India (IRDAI) recently sent out a terse email to a host of life insurers who filed over five new products for approval in 2015.

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IRDAI Five Product Cap May Put A Brake On Insurers' Growth

The Insurance Regulatory and Development Authority of India has urged life insurance majors not to file more than 5 new products in a year, an advisory that could attract mixed reactions from both insurers and customers

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LIC Housing Finance: Making Owning Homes Easier

LIC housing finance’s advances make it the second largest HFC in India and the third in market share

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FDI Cap Hike Sees Inflow In JVs; $1 Billion Likely In 2016

The long pending demand of insurance players for raising the FDI cap to 49 per cent was fulfilled this year leading to greater flow of foreign funds into India’s private JVs and the move is expected to further attract over Rs 6,000 crore into the sector during 2016

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Visa: Ticket To America

If you have a million dollars, or even half a million, to invest in the US, you can live the American dream

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Why Digital Insurance Is Growing Rapidly In India

In spite of challenges which exist in the market, the online insurance market is growing by the day. Many projects are under way that will bring enhanced connectivity to rural areas of the country.

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Major Insurance Companies Extend Help To Chennai Flood Victims

To make things easier for those affected in Chennai floods, most prominent insurance companies in the state have announced a slew of measures

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How The Online Insurance Space Evolved In India

The industry is marred by many issues: customers find policies complicated, have several cases of being ‘mis-sold’ and have hassles with claims. It was largely an issue of information asymmetry between the insurance players and the customers, and traditional channels (agents) have been unable to resolve the asymmetry, and sometimes, unwittingly, even added to the problem

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How Flexible Can a Pure Term Insurance Plan be?

Future Generali India Life Insurance’s new term plan offers customization to suit one’s needs but is available online only

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Future Generali India Life Insurance Launches Rural Product 'Jan Suraksha'

Future Generali India Life Insurance Company Limited has launched a new rural product which is a non-linked, non-participating plan that provides a life cover at an affordable cost through a one time premium payment.

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A Strengthening Economy To Support Insurance Industry Growth Over The Next Two Years: Swiss Re

The global economy is expected to strengthen moderately next year, supporting insurance premium growth in most regions, according to Swiss Re's latest publication, Global insurance review 2015 and outlook 2016/17. Demand for non-life insurance is expected to grow, led by an 8% to 9% annual gain in the emerging markets in 2016 and 2017. The life insurance sector faces challenges, in particular from ongoing low interest rates. Nevertheless, global life premiums are forecast to rise by about 4% in each of the next two years, led also by the emerging markets.

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