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S Ravi

The author is a practising chartered accountant and an independent director on many large public companies whose views and ideas have been instrumental in framing policy

Latest Articles By S Ravi

Banks Must Come Out With Clear Cut Policies For Settlement Of Personal Guarantees

S Ravi

Bankers seem to have unlimited leverage over borrowers in the case of a default. Banks are lending with covenants that disbursement and draw-down will happen only if all covenants are complied with. Borrowers tend to yield to pressure as they have timelines to meet in the pursuit of financial closure and project completion

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Board Meetings in the Virtual Economy: Shifting Paradigm

S Ravi

The spontaneity, the banter and the informal lunch hour tête-à-têtes of the board room. Will they wither away in the formality of Covid-appropriat recorded proceedings of virtual meetings?

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What Would Be The Impact On Market After This 2nd Wave Of Covid-19 & The Challenges India Will Face?

S Ravi

Impact of pandemic is going to have a long lasting blow as it seems to be here longer than one had anticipated. One of the measures to be adopted is the quick inoculation of the vaccination program to keep fatalities in check to withstand the pressure.

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Investors Eye Uniqueness, Reasonable Market Share

S Ravi

Indian start-ups have attracted capital in the form of equity, provided largely by venture capitals, high net worth individuals and private equity firms.

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Growth In Neo Banking

S Ravi

However, the Indian government and RBI are yet to decide the way forward for cryptocurrency. A large bank can associate with a neo bank and use its digital and technology platforms so as to provide efficient service to the customers.

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Perspective Into Laxmi Vilas Bank Merger

S Ravi

The mergers of such banks certainly testify that banking activity can be carried out by promoters with ability to raise capital and having a robust risk management system.

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Block Chain Technology & its use in Banking Sector

S Ravi

In the coming years, Blockchain will spread exponentially to the financial industry. The industry is also investigating the exponential use of Blockchain instances. Blockchain is just not about Bitcoin, but there's a lot more to it yet to be found.

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Future Of Fintech Industry In India

S Ravi

The role of government regulations will be equally crucial at this stage to support a robust FinTech system to promote healthy competition in the market.

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Can India Overtake China’s Economy in Coming Years?

S Ravi

With planned strategic roadmap and robust action devoid of bureaucratic rigmarole, India can bring its economy back to track and become an attractive investment hub for businesses from world over.

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Can India Overtake China’s Economy in Coming Years?

S Ravi

With planned strategic roadmap and robust action devoid of bureaucratic rigmarole, India can bring its economy back to track and become an attractive investment hub for businesses from world over.

Read More