S Ravi

The author is a practising chartered accountant and an independent director on many large public companies whose views and ideas have been instrumental in framing policy

Latest Articles By S Ravi

Union Budget 2023-24 Has A Long-Term Vision

S Ravi

Opinion Columns

This budget has something for all sections even as it walks the path of fiscal consolidation

Customer To Remember Mantra “Never Trust A Stranger” To Avoid Getting Defrauded

S Ravi

Opinion Columns

The fraudsters succeed on account of customer’s need for rewards or better returns, increased spending limits, saving while spending and most importantly, carelessness as we seem to have forgotten what our elders taught us that Never Trust Strangers and Greed causes great Disaster.

RBI CBDC – An Opportunity For The Future

S Ravi

Opinion Columns

RBI has recently launched a pilot for its digital rupee – a first step towards CBDC. However, there is a way to go before a full acceptance and leveraging of the blockchain ecosystem is achieved. This is a once in a generation opportunity for India to be a world leader, and the question is whether the RBI will spur innovation or, as with fintech, wait for an inescapable inevitability while the sector lags

UPI: Paradigm Shifting Made In India Innovation Now Ready For Global Stage

S Ravi

Opinion Columns

The evidence of the popularity of UPI can also be seen with its usage being spread to our neighbouring countries like Nepal and Bhutan

How Govt Can Ease GST-related Complications To Facilitate Business For MSMEs

S Ravi

Economy India

The government believed that a streamlined tax system and a single market would increase operational effectiveness, particularly for MSMEs

Fintech Needs Regulation – But With A Dash Of Futuristic Thinking

S Ravi

Opinion Columns

Fintech, like most emerging technologies, and as one of the key verticals in the startup ecosystem, can be a game changer for India

How To Invest In International Mutual Funds And How To Choose A Fund

S Ravi

Opinion Columns

Investors intending to invest in foreign stocks can go through domestic mutual funds who have schemes mandated to invest in foreign stocks

How To Protect Yourself From Fraudulent App Scams

S Ravi

Opinion Columns

Digital literacy and the human element will play a major role in the prevention of fraud, as one has to stick to the basics and be vigilent.

How Defi And Web 3.0 Could Shape The Future Of Finance

S Ravi

Opinion Columns

The benefits of decentralised finance (DeFi) has to serve all stakeholders, and all types of consumers. Else only the economically stronger section will be able to afford or access it. The DeFi community has to solve for concerns that it is striving to beat the system rather than better the system! Else regulators and governments won’t cede ground. Neither a bit, nor a byte!