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Why Health Insurance Is Critical For Today’s Women

Women have always immensely contributed to the overall well-being of the family and in the process often neglect their own health

Photo Credit : Shutterstock


International Women’s Day is observed all over the world to celebrate womanhood, their social, political, cultural, economic achievements and acknowledge their significant contributions to society. But this year, let’s dawn the role of ‘being ourselves’ and elevate our own existence. 

Women have always immensely contributed to the overall well-being of the family and in the process often neglect their own health. When it comes to insurance, they, unfortunately, underestimate their own value and don’t take financial protection offered by life insurance against many risks in life. 

Insurance companies have finally started getting serious about catering to the health insurance needs of women. It has been noted that women have a greater chance to fall prey to critical ailments such as arthritis, irregular BP, diabetes and etc. Here are key reasons why ‘HEALTH INSURANCE ZAROORI HAI’ for Indian women in today’s day and age. 

  • Increasing heart-related diseases: It’s widely assumed that men are more susceptible to heart ailments, but on the contrary, certain heart diseases only affect women and thus increase the risk of coronary artery disease, the leading cause of heart attack. A woman’s heart is usually reduced in size as compared to that of a man, it’s been observed that women in as early as the age of 35 years can be at risk of heart disease. 
  • Gestational diabetes: With increasing lifestyle issues such as disrupted sleep-wake cycles, increase in average age of pregnant woman and etc, the number of gestational diabetes cases are expected to increase considerably going forward. The disease of ‘gestational diabetes’ is affecting millions of women across the globe; Indian women are also suffering from this deadly disease.  35-40% of women in India with Gestational Diabetes Mellitus run the risk of developing type-2 diabetes within 5 years of giving birth. Type -2 diabetes is the world’s fastest growing chronic disease.  
  • Cancer on the rise: The treatment for cancer-related diseases is amongst the most expensive, that can take entire life savings away. Some of the cancers that most often affect women are breast, colon, endometrial, lung, cervical, skin, and ovarian cancers. In India, approximately more than half a million people die of cancer every year. 
  • Reproductive health: The modern urban Indian woman is competing against time, traffic and co-workers, battling two or more often completely different spaces at work and home, and eventually leading a stress-filled, less wellness-oriented schedule. As a result, more and more women are facing issues like the inability to conceive or infertility. The reproductive health of the Indian women has is below global average due to lack of proper nutrition, sex education, dilapidated rural health care, sanitation, transport facility, among others. 
  • Stress/Depression: Working woman undergoes a lot of stress managing work and household duties. This can take a toll on their health which might result in critical illness. 

The intensity and speed of these diseases are ever increasing, thus it is imperative that women take charge of their health by timely investing for their overall well-being. Disruptive lifestyle patterns result in unhealthy patterns but can be corrected if managed with little care and precautions.  Financial cover in times of medical exigencies can be the best possible friend you can count on. So this Woman’s Day, let us take the first step to bring the focus back on yourself and opt for a health insurance plan.

One cannot plan and get sick but one can certainly be prepared for the financial aspect. Hence to ensure lifetime access to quality healthcare, safeguard long term financial goals and live a healthier life, I firmly believe that ‘HEALTH INSURANCE ZAROORI HAI’

Disclaimer: The views expressed in the article above are those of the authors' and do not necessarily represent or reflect the views of this publishing house. Unless otherwise noted, the author is writing in his/her personal capacity. They are not intended and should not be thought to represent official ideas, attitudes, or policies of any agency or institution.

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Sapna Desai

The author is Senior Vice President & Head – Marketing and Communications, Cigna TTK Health Insurance

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