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What Is This New Buzz Around Payroll Financing?

1 Click Payroll is an innovative product helping businesses with a line of credit to fulfill their payroll needs.

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1 Click Payroll is an innovative product helping businesses with a line of credit to fulfill their payroll needs. It is a type of lending service through which businesses can get capital in order to pay their employee’s salaries or can use it for short-term investments.

The past few years have been difficult for all of us, to say the least. The world had to survive a pandemic that none of us was prepared for. This pandemic also hit like a wave and crashed the business world and the economy. Small to medium businesses especially took a great hit and were striving to survive.

Businesses suffered losses due to which many had to shut down, and a lot of them had to let go of their employees as they couldn’t afford to pay their salaries.

Companies were finding ways to cope with the uncertainty in the midst of the unknown times. Even profitable businesses went through cash flow challenges that they had unheard of before.

In such times the priority of an organization is put into question when it comes to choosing between restocking inventories, paying the clients, or paying salaries to employees.

Employees build up the core of any organization, and so not giving them a priority can lead to a myriad of consequences. Delayed salaries bring down the morale of the workforce, hamper productivity and can also lead to employee turnover.

So, what can a business do to maintain payroll stability? The answer to this question is 1 Click Capital. 1 Click Capital is changing the way lending happens in India. It is creating an innovative way through which organizations can access funding to sustain their business. Pioneers in the fintech world are creating a service that can help not only employers but also employees by making every business owner's financial dream a capital reality.

1 Click Payroll was born when the founders observed a need in the market when at the end of each month, employers struggled with meeting their payroll obligations. Out of this sheer necessity was born 1 Click Capitals' vision to help a business pay their employees on time each and every time 1 Click Capital’s mission is to create a business-friendly way of leveraging capital to help individuals and institutions amid financial crises. With the vision of becoming one of the top fintech companies in India and the world, 1 Click Capital is reaching out for a global presence.

1 Click Capital’s Payroll Financing:

  • Asks for minimal paperwork to process applications.
  • The application takes less than 48 hours to process.
  • Interest rates start at a low cost of 18 per cent annually.
  • A new limit is set after an interval of 30 days.

Along with 1 Click Payroll, organizations can also give their employees the benefit of 1 Click Salary Advance.

1 Click Salary Advance is a short-term loan meant to provide immediate access to liquidity to any employee who is in need.

There is a multitude of benefits that one can reap with payroll funding, such as solving cash flow issues, being in debt, no hidden charges, employee retention, an increase in productivity, and hassle-free processing.

1 Click Capital, powered by C H P Finance Private Limited, is a non-banking financial company (NBFC) verified by the Reserve Bank of India. So, the next time you have cash flow troubles, enrol with 1 Click Capital’s 1 Click Payroll, India’s first ever digital portal to offer payroll financing. 

For more information, visit

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