Advertisement

  • News
  • Columns
  • Interviews
  • BW Communities
  • BW TV
  • Subscribe to Print
BW Businessworld

Union Budget 2022: Centre Can Link Jan-Dhan Accounts To Atal Pension And Sukanya Samriddhi Yojna

The central government had started the Jan-Dhan Yojna scheme in 2014 so people of the country could be connected with the banking system.

Photo Credit :

1614938971_MsQQCx_2021_03_05T095557Z_1_LYNXNPEH240HN_RTROPTP_4_INDIA_ECONOMY_BUDGET.JPG

The central government is preparing to focus on Jan-Dhan bank accounts in the upcoming Union Budget 2022. According to information, in its announcement next week, along with promoting digital transactions for these accounts, the Government can also link them to 'Atal Pension Yojana' and 'Sukanya Samriddhi Yojana'.

This will be the third phase of the expansion of Jan-Dhan services. Under this, the customers will be connected with facilities like doorstep banking as well as digital account holders. 

After join to digital banking, these account holders will also get facilities like banking services from mobile. Apart from this, after being linked to schemes like Atal Pension Yojana and Sukanya Samriddhi Yojana from Jan-Dhan accounts, the amount of these schemes can be deposited from Jan-Dhan accounts.

As per the government data, 44.44 crore Jan-Dhan accounts have been opened in the country so far, in which Rs. 1.57 lakh crore has been deposited. Most of the Jan-Dhan accounts in the country have been opened in government banks.

The central government had started the Jan-Dhan Yojna scheme in 2014 so people of the country could be connected with the banking system. 

There is no need to maintain a minimum balance in the accounts linked to the Pradhan Mantri Jan-Dhan Yojana. RuPay Debit Card is issued to the account holders. Therefore, as per reports, 55% Jan-Dhan account holders are women and 67 per cent Jan-Dhan accounts are in rural and semi-urban areas. In view of these facts, the government wants to connect these account holders with maximum facilities.