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Corona ke Side Effects ep 4 - Loans, Credit and Banking Sector with Gaurav Chopra of IndiaLends

"When it comes to personal loans, a lot of them are unsecured loans and that is why theyre the riskiest as well. Here the interest rates are fixed, we are not allowed to change them as a lendor and if people stop paying these back then that is a huge concern for the lendors. The lendors who've lent at higher interest rates to population who are having a hand-to-mouth existence, those are the ones that will feel a lot of stress coming in."

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