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Vibhu Arya

The author is a Fintech and Consumer Internet specialist.

Latest Articles By Vibhu Arya

The Unbundling of NPCI

Vibhu Arya

A $95 Bn Opportunity for Fintech Startups: Unbundled & Multiple NPCI's will bring India's Payment & Settlement Systems innovation, competition, & ensure redundancy.

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Abolishing India's 'Data Zamindari' - India's Proposed Non-Personal Data Authority

Vibhu Arya

Add to this our occasional use of digital government services like Adhaar, Digi locker, now add the commercial broadband usage in India to power up our goods and services industry.

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Securing India’s Digital Sovereignty

Vibhu Arya

India has decisive political leadership, which, once it understands the implications and extent of India’s digital colonisation, it can immediately secure India’s digital future. Here is a five point agenda to secure India’s digital sovereignty.

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'The Tata Nano Moment For India's Fintech Neobanks?

Vibhu Arya

Indian banking enjoys scale & efficiency to offer digital, full-service, democratized universal banking. Will this be a 'Tata Nano' moment for India’s Fintech NeoBanks, once the growth marketing-led initial euphoria settles.

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The Sale-and-Leaseback of India's Internet Economy

Vibhu Arya

India’s internet economy has two choices, an immediate USD 30 Billion Sale-and-Leaseback or a USD 3 Trillion value harvesting over decades, the choice is sadly made.

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Democratizing Credibility, Digitally !

Vibhu Arya

We leave so many digital footprints everyday using app based cabs, online food delivery, epayments, ecommerce shopping, video streaming, e-gaming, consuming digital media, using mobile banking and via social media platforms. Why not use this data to build a new system of credibility, where everyone wins

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India-China App Warfare!

Vibhu Arya

The Govt should lay down strict rules and regulations for all apps to adhere to irrespective of their country or investor origin. Everyone must adhere, violators should be transparently, severely penalised as per the laid law. Everyone will benefit.

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